Deeded waterfront cottage on Lake Simcoe in the charming community of Pefferlaw, Georgina. Built circa 1940 and full of authentic cottage character, this 2-bedroom, 1-bathroom bungalow sits on a generous 37,716 sq. ft. lot with deeded beachfront access to one of Ontario's most sought-after recreational lakes. The shoreline is the true highlight - sandy and rocky with a soft bottom, shallow warm water, and natural sandbars stretching into the lake, ideal for swimming, wading, and long summer days with family and friends. No dock - just natural, unspoiled lakefront enjoyment. Inside, a cozy wood stove anchors the main living space with the warmth and charm only a classic cottage can offer. The kitchen was updated approximately 3 years ago with modern finishes, while two comfortable bedrooms and a 3-piece bathroom complete the interior. Hydro is connected. Major updates include a newer septic system installed approximately 5 years ago (approx. $40,000 investment) with a raised bed and pump chamber, a drilled well installed approximately 2004, and an asphalt shingle roof approximately 5 years old. Aluminum siding exterior with concrete block crawl space foundation. Three outbuildings - including a raised wood shed, firewood shed, and additional storage shed - provide excellent storage for recreational equipment and tools. Sold as-is, fully furnished, and vacant for easy showings. Approximately one hour north of the GTA, this is a rare opportunity to enjoy deeded access to Lake Simcoe at an accessible price point.