*** Visit the REALTOR website for further information about this Listing *** This exceptional waterfront property on beautiful Horseshoe Lake offers a rare combination of space, privacy, and charm with three separate dwelling/accommodations, each with its own private waterfront and dock. The fully winterized main house features three bedrooms, three bathrooms, a bright sunroom with lake views, and a self-contained basement apartment - ideal for guests, extended family, or potential rental income. The seasonal cottage includes three bedrooms, a full bathroom, and a beautifully updated kitchen, making it perfect for summer stays or shared family use. Just steps from the water, the adorable one-room cabin offers a high ceiling, a kitchenette, a 3-piece bathroom with a shower, and direct access to the lake - an ideal space for guests or a quiet personal retreat. The property boasts a gorgeous sandy shoreline stretching the entire length of the lot, offering shallow, crystal-clear water perfect for wading, swimming, and family fun. It's an ideal setting for children and anyone who enjoys beach-style lake access. Recent renovations and upgrades throughout include new docks, new decks, a new sunroom, fully renovated interiors, a new furnace, updated water system, and a modernized kitchen. Located on a year-round road and just a short drive to the towns of Minden and Haliburton, this property offers convenience, comfort, and the perfect setting for year-round enjoyment. Whether you're looking for a full-time residence, a seasonal escape, or a multi-family retreat, this property delivers everything you need to enjoy lakeside living at its finest.