This exceptional Lake Huron point property offering sweeping, uninterrupted water views and rare privacy, with shoreline wrapping three sides. Set at the end of a quiet road with 390 feet of shoreline, this retreat features a naturally sheltered harbour ideal for swimming, paddling, and launching watercraft-perfect for families or investment purposes with great rental potential. The raised bungalow offers two levels of living, with the main floor showcasing a bright, open-concept kitchen, dining, and living area oriented toward stunning lake vistas. A propane fireplace adds warmth, while multiple walkouts lead to a covered wraparound deck with water views and outdoor access from two bedrooms, the dining room, and the living room--creating exceptional indoor-outdoor flow for relaxing, dining, and entertaining. Three bedrooms and two full baths complete the main level. The full walkout basement is unfinished and ready for customization, offering potential additional living space, a guest suite, or income potential. Appliances, most furnishings, and a hot tub are included, making this a ready-to-enjoy waterfront escape or a strong short-term rental opportunity. Centrally located between Tobermory & Lions Head positions this retreat close to the Bruce Trail, National Parks & many other popular attractions. 137 Pine Tree Harbour blends peace, nature, and adventure in a truly unmatched setting.