Welcome to small-town living with big lifestyle appeal! This beautifully appointed 4 bedroom in downtown Kearney offers space, warmth and endless possibilities with nearly 2200 sq ft of finished living space. Inside, rich wood accents and solid wood doors, create a timeless, welcoming feel. The open-concept kitchen, dining and living room area with vaulted ceiling is the heart of the home-bright, functional, and designed for connection, whether you're hosting friends or enjoying quiet family time. The fully finished lower level features a spacious family room anchored by cozy gas stove, making it the perfect entertaining hub. With its layout, this level could also easily transform into an in-law suite or accessory apartment adding flexibility and future value. Oversized garage with mezzanine, allows for vehicles and toys, or workshop. Certified R2000 home with low carrying costs. Wired for generator. Fully-screened front porch for enjoying those gorgeous evenings. Step outside and enjoy the freedom of an oversized one-acre lot offering privacy, room to play, garden, or simply relax. Perfectly positioned as the gateway to Algonquin Park, Kearney provides unmatched access to nature with three park entry points known for its swimming, motorsports, camping and fishing with many local lakes, plus snowmobiling and ATV'ing, hiking, paddling and hunting. All of this while being walkable to the beach, community centre, library, church, LCBO, restaurants and local shops. Just 25 minutes to Huntsville. This town is slowly growing into a vibrant community community with popular firework displays, annual waterfront regattas and iconic dog sled races and waterskiing championships. Whether you are looking to raise a family, retire in comfort or invest in a lifestyle-rich community, this home delivers the perfect balance of space, warmth, and location. A space to settle in, and truly belong. Full pre-listing inspection has been done and available to interested buyers!