686 Grand Island, Kawartha Lakes, ON K0M 1N0

For Sale 119 days on Market MLS® X13042482

Asking Price

$749,000

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686 Grand Island, Kawartha Lakes, ON K0M 1N0

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Overview

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STUNNING Balsam Lake Waterfront Cottage on Grand Island. Beautifully updated island retreat featuring 150ft of waterfront and exceptional outdoor living. This charming property offers an open-concept kitchen, dining and living area with original pine floors, a cozy brick fireplace and large windows with panoramic lake views. The 500ft fully fenced yard provides privacy, security and ample outdoor space to enjoy. Notable upgrades include: new composite deck fully wrapping the eastern side facing waterfront (2022), new electric heaters (2022), septic system (2021), and 100 ft of docking (2024). A rare opportunity to own a turn-key, well-maintained island property on highly coveted Balsam Lake - perfect for boating, swimming, entertaining, and enjoying peaceful waterfront living. Inclusions: one SeaDoo Lift, Four (4) Outdoor Storage Sheds. Docking is available at Garmax with yearly fees from mid April to Mid November.

Bedrooms

Bathrooms

1.0

Area

1,300 sqft

Lot Size

0.7 acres

Type

Detached

Water

Drilled Well

Property Details

Year Built1986

CityKawartha Lakes

Postal CodeK0M1N0

Lot Dimensions150.00 × 200.00 ft

Interior Features

Heat: Forced Air

Heat Source: Electric

Cooling: Window Unit(s)

Style: Bungalow

Exterior & Land

Sewer: Septic

Construction: Wood

Roof: Metal

Utilities & Services

Heat SourceElectric

Water SourceDrilled Well

SewerSeptic

Financial Information

List Price$749,000

Annual Taxes$3,833 (2026)

Days on Market119

MLS® X13042482 • Listed by Re/Max All-Stars Realty Inc.

686 Grand Island, Kawartha Lakes, ON K0M 1N0

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Purchase Calculator

Home Price

$749,000.00

Location

Down Payment

$157,290.00

Payment Frequency

⚙️ Rate

Your mortgage interest rate can either be Fixed for the term or Variable.

Rate

4.70%

Rate Term

🧾 Amortization

30 years

Scenario Options

First-time Buyer

Newly Built

Insured Prefer

💸 Rental Income

🏠 Home Expenses

Monthly Rent

$900.00

Occupancy (%)

100%

Monthly Expenses

$400.00

Includes

📉 Taxes
🛠️ Maintenance
⚡ Utilities etc.

Total Monthly Cost ⚙️

/month

Principal & interest

Home expenses

Other expenses

Rental income

Monthly Mortgage$0.00
Home Expenses$0.00
Other Expenses$0.00
Rental Income$0.00

Mortgage Amount

$0.00

Closing Costs

$0.00

Mortgage Payment$0.00

Net Mortgage$0.00

Interest paid over term$0.00

Balance end of Term$0.00

Effective Amortization30 Years

Property Location

686 Grand Island, Kawartha Lakes, ON K0M 1N0

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Aman Toor

RE/MAX Realty Specialists Inc.

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Aman Toor

Rural & Agricultural Property Specialist — RE/MAX

With over 10 years navigating Ontario's farm and acreage market, Aman brings real data, deep county knowledge, and no-nonsense negotiation to every deal. From 5-acre hobby farms to 500-acre agricultural estates — he's done it all across Dufferin, Simcoe, Grey, Caledon, and beyond.

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