20 SR404 Severn River N/A, Muskoka Lakes, ON L0K 1E0

For Sale 2 days on Market MLS® X13132844

Asking Price

$464,500

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20 SR404 Severn River N/A, Muskoka Lakes, ON L0K 1E0

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Overview

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Discover the perfect blend of comfort and nature in this 2-bedroom, 1-bathroom waterfront cottage, set on over an acre of peaceful, forested land. Enjoy stunning river views, cozy up by the woodstove, or unwind in the spacious living and family rooms. A separate bunkie offers extra sleeping space for guests or family, making it an ideal spot for summer vacations or weekend escapes. Accessible by boat only, this secluded property offers privacy, tranquility, and direct access to the water for all your recreational adventures. Whether its relaxing on the deck, exploring the river, or simply soaking in the natural surroundings, this cottage is the ultimate retreat for those seeking a serene waterfront lifestyle. The cottage needs a bit of TLC.

Bedrooms

Bathrooms

1.0

Area

1,300 sqft

Lot Size

1.4 acres

Type

Rural Residential

Property Details

Year BuiltNot Disclosed

CityMuskoka Lakes

Postal CodeL0K1E0

Lot Dimensions213.00 × 291.00 ft

Interior Features

Heat: Other

Heat Source: Wood

Cooling: None

Style: Bungalow

Exterior & Land

Sewer: Septic

Construction: Wood

Roof: Metal

Utilities & Services

Heat SourceWood

SewerSeptic

Financial Information

List Price$464,500

Annual Taxes$1,855 (2025)

Days on Market2

MLS® X13132844 • Listed by Royal LePage In Touch Realty

20 SR404 Severn River N/A, Muskoka Lakes, ON L0K 1E0

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Purchase Calculator

Home Price

$464,500.00

Location

Down Payment

$97,545.00

Payment Frequency

⚙️ Rate

Your mortgage interest rate can either be Fixed for the term or Variable.

Rate

4.70%

Rate Term

🧾 Amortization

30 years

Scenario Options

First-time Buyer

Newly Built

Insured Prefer

💸 Rental Income

🏠 Home Expenses

Monthly Rent

$900.00

Occupancy (%)

100%

Monthly Expenses

$400.00

Includes

📉 Taxes
🛠️ Maintenance
⚡ Utilities etc.

Total Monthly Cost ⚙️

/month

Principal & interest

Home expenses

Other expenses

Rental income

Monthly Mortgage$0.00
Home Expenses$0.00
Other Expenses$0.00
Rental Income$0.00

Mortgage Amount

$0.00

Closing Costs

$0.00

Mortgage Payment$0.00

Net Mortgage$0.00

Interest paid over term$0.00

Balance end of Term$0.00

Effective Amortization30 Years

Property Location

20 SR404 Severn River N/A, Muskoka Lakes, ON L0K 1E0

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