Rare opportunity to acquire one of only four waterside bungalows in the exclusive Watermark on the Bay enclave, offering a refined blend of privacy, architectural control, and access to the Bay of Quinte lifestyle. Set among estate properties with strict covenants and proposed walking trails, this home delivers a level of consistency and quality rarely available. A striking stone and stucco façade, interlock drive and patios, and fully landscaped grounds create a strong first impression. Inside, 12 ft ceilings in the main living area and 9 ft ceilings throughout the rest of the home enhance the sense of space, while expansive windows frame serene water views. The living area is anchored by a 13 ft tray ceiling, custom built-ins, and a propane fireplace. The kitchen was designed for both function and scale, featuring extensive cabinetry, KitchenAid appliances, a large seating area, and a window over the sink overlooking the water. An oversized dining area completes the space. Off the kitchen is a fully outfitted pantry, a two-piece bathroom, and a mudroom with built-in storage, laundry, and dog wash, with access to the insulated and drywalled garage. The main level offers three bedrooms, including a private primary suite, with engineered hardwood throughout. All bathrooms feature custom cabinetry, stone finishes, and heated floors. A covered rear deck extends the living space, with stairs to a landscaped yard, gardens, and fire pit near the water. The fully finished lower level includes a walkout, flex room, bedroom, full bathroom, and a large rec room with a second fireplace, wet bar, and storage. A well-executed and carefully maintained home offering a consistent standard of construction, design, and setting, suited for buyers looking for a controlled, high-end waterfront-adjacent community. Serviced with municipal water, street lights, and Bell Fibe internet. Full list of features and upgrades available upon request.