WELCOME TO A RARE YEAR-ROUND WATERFRONT RETREAT ON BEAUTIFUL SMITH LAKE, OFFERING 5.26 ACRES OF PRIVACY, OVER 200 FEET OF OWNED SHORELINE, A MASSIVE SANDY BEACH, AND BREATHTAKING WESTERN-EXPOSURE SUNSETS-ALL JUST FOUR HOURS NORTH OF TORONTO. Whether you're searching for a retirement property, family waterfront home, recreational getaway, or private northern retreat, this unique property offers the perfect combination of comfort, recreation, and versatility. The well-maintained year-round home features an open-concept layout, four-season sunroom, and three-season porch designed to take full advantage of the lake views and natural surroundings. Thoughtfully updated and maintained, this turnkey property includes a heat pump, propane furnace, Generac backup generator, WETT-certified Pacific Energy wood stove, roof shingles, updated appliances, LG ThinQ stackable washer and dryer, UV water treatment system, and Starlink high-speed internet. Outside, the opportunities are endless. Spend summer days swimming from the massive sandy beach, boating, fishing, kayaking, canoeing, paddleboarding, or relaxing by the lakeside fire pit. Enjoy direct access to ATV and snowmobile trails right from the property, along with private trails on the acreage for exploring year-round. The guest cabin with hydro provides additional space for family and friends, while the 1,200 sq. ft. dry boathouse offers exceptional storage for pontoon boats, Sea-Doos, kayaks, canoes, paddleboards, and recreational equipment. The 40' x 40' Quonset garage/workshop with hydro and oversized access provides outstanding storage and workspace for vehicles, trailers, boats, RVs, and outdoor toys. Located on a municipally maintained year-round road between North Bay and Mattawa, near Algonquin Park and the Ottawa Valley, this property offers the perfect balance of privacy, waterfront living, and outdoor adventure. More than a waterfront property, this is a complete waterfront lifestyle package.