Welcome to Your Ultimate Lakeside Retreat on Billings Lake! Nestled on a private 0.8-acre point with 225 feet of pristine water frontage, this meticulously maintained 3-bedroom, 2-bathroom bungalow offers the perfect blend of peace, privacy, and modern comfort. Situated at the end of a well-maintained, all-season road, you are just 5 minutes from the conveniences of Gooderham and 25 minutes from Haliburton. Positioned in a quiet part of the lake opposite Crown land, this grandfathered, water's-edge property boasts breathtaking northwest sunsets and peaceful northeast sunrises. The beautifully landscaped grounds feature majestic pines, perennial gardens, a stone shoreline, fire pit, docking with deep water off end, and a gentle wade-in area. A detached 2-car garage with concrete floors, an automatic opener, and a workshop area rounds out the exceptional exterior. Inside, the home features a brilliant split-floor plan that offers ideal separation for families and guests. Extensively renovated and rebuilt in 2011, the cottage features gleaming hardwood floors, premium Nortech windows and doors, baseboard heating, and a cozy Napoleon wood stove. High-efficiency spray-foam insulation on the underside of the addition and in the heated pump room offers potential for year-round use. The bright lakeside master suite features a 4-piece ensuite, & walk-in closet. The living room offers panoramic water views and a private walkout to the side deck. On the opposite side of the eat-in kitchen-which hosts main-floor laundry and its own waterside walkout-is the guest wing. Here, a spacious open-concept family and dining room features large waterfront windows, a wood stove, two bedrooms with ceiling fans & closets, and a 3-piece bath with a walk-in glass shower. Step outside onto the stunning wrap-around decks to enjoy unparalleled, unobstructed views of the lake. Turnkey and situated in a wonderful cottage community-your lakeside paradise awaits!